GustoPricing 2026: Plans, Costs & Best Value
Payroll benefits and HR for small businesses. Gusto offers 3 pricing tiers for teams of all sizes.
4.5
Editorial RatingSimple
$40/user/mo
- Full-service payroll
- Employee self-service
- Health insurance
- Plus $6/person/month
Best Value
Plus
$60/user/mo
- Next-day direct deposit
- Time tracking
- PTO management
- Plus $9/person/month
Premium
Contact Sales
- Dedicated support
- Compliance alerts
- Performance reviews
- Custom pricing
Gusto: Pros & Cons
Pros
- Best payroll experience for small businesses
- Automated tax calculations and filing
- Built-in benefits administration
- Clean friendly interface
- Contractor payments included
- Excellent onboarding experience
Cons
- Per-person pricing adds up quickly
- Limited HR features compared to BambooHR
- Not available outside the US
- Advanced reporting requires Premium
- No free tier or trial
- Benefits broker may charge additional fees
Is Gusto Worth It?
Gusto is a paid tool, so the value depends on whether its feature set justifies the investment for your team. Most teams find the Plus plan at $60/mo to be the sweet spot.
With an editorial rating of 4.5/5, Gusto is among the top-rated tools in the HR & Recruiting category. Before committing, consider comparing it against alternatives to ensure it fits your workflow and budget.