Ramp logo

RampPricing 2026: Plans, Costs & Best Value

The corporate card that helps you spend less. Ramp offers a free plan with corporate cards, plus 2 paid tiers.

4.8
Editorial Rating

Free

Free
  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation
Get Started Free
Best Value

Plus

$15/user/mo
  • Everything in Free
  • Custom workflows
  • Advanced policies
  • ERP integrations
Start Trial

Enterprise

Contact Sales
  • Everything in Plus
  • Custom implementation
  • Dedicated support
  • Advanced security
Contact Sales

Ramp Free Plan

Ramp's free tier includes:

  • Corporate cards
  • Expense management
  • Bill pay
  • Accounting automation

Upgrade to Plus starting at $15/mo for additional features.

Ramp: Pros & Cons

Pros

  • Core platform is genuinely free with no catch
  • AI-powered savings recommendations
  • Excellent receipt matching and auto-categorization
  • Price intelligence identifies duplicate subscriptions
  • Fast and helpful customer support
  • Clean modern interface that employees actually like

Cons

  • Requires a minimum cash balance to qualify
  • Rewards are modest compared to some competitors
  • International capabilities still developing
  • Limited to US-incorporated companies
  • Procurement features are relatively new
  • Less flexible for very complex organizational structures

Is Ramp Worth It?

Ramp's free plan is a solid starting point with a generous feature set. For individuals and small teams, the free tier may be all you need. The Plus plan at $15/mo unlocks the features most growing teams need.

With an editorial rating of 4.8/5, Ramp is among the top-rated tools in the Accounting & Finance category. Before committing, consider comparing it against alternatives to ensure it fits your workflow and budget.